USA

Individual insurance coverage survey: one in four report annual deductible of $5,000 or more

A new Kaiser survey finds that many people report being in plans with high deductibles, including one in four (26 percent) with an annual deductible of $5,000 or more and 6 percent with a deductible of $10,000 or more.

Overall, the average deductible reported for single coverage is $2,498, almost four times the $634 deductible reported on average for employer-sponsored PPO coverage. Those with family coverage whose deductibles must be met on a per-person basis report an average deductible of $2,959, while those with a family deductible (the total spending required across the entire family before coverage kicks in) report an average of $5,149.

Source: Kaiser Family Foundation. "Survey of People Who Purchase Their Own Insurance." June 21, 2010. http://www.kff.org/kaiserpolls/posr062110nr.cfm